Retirement should be a time to enjoy the rewards of hard work, with income from Social Security, pensions, or savings providing financial security, but protecting that income is just as important as having it. Financial exploitation, identity theft, and elder abuse are real threats, often coming not just from strangers but from family members, caregivers, and even financial professionals. Investment scams can be particularly deceptive, with warning signs such as unrealistic guarantees, high-pressure sales tactics, and unlicensed or unregistered professionals. If an offer seems too good to be true, it probably is. Having a trusted person—or a team of family members and professionals—monitor your finances can help safeguard your assets and prevent financial abuse, ensuring your hard-earned wealth remains secure.