Housing Solutions for 60 Year Olds and Up
As people age, housing decisions become crucial, especially for those with illnesses or dementia. While many prefer to stay in their homes, this requires proper support, home modifications, and a safe environment. For those needing additional care, options range from active adult communities to nursing homes, depending on physical and mental independence. Life changes such as divorce, loss of a spouse, or financial shifts may also prompt a move. Home modifications can improve safety and independence, with costs varying based on necessary adjustments. Medicare-certified home health agencies and care managers can help navigate services and housing choices. Independent living communities provide a social environment for older adults but may not offer assistance with daily activities. If you need housing resources in New Jersey, book a call for guidance and a home safety assessment.
Housing Solutions Options
Independent Living Communities
Independent living communities provide a social environment for healthy older adults, often including homemaker and housekeeping services but little to no assistance with daily activities. Housing options range from aging at home to active adult communities, which are designed for independent, active individuals but may not offer in-home services. Cohousing is another option, where multiple households share communal spaces, fostering social connections and mutual support.
HUD Assisted Housing
HUD-assisted housing provides affordable options for individuals with disabilities. Assisted living communities offer 24-hour support for those who need help with daily activities but don’t require full-time nursing care, with some facilities specializing in dementia and Alzheimer’s care—though Medicare does not cover these costs. Board and care homes, often run by private homeowners, accommodate a few residents and may accept Medicaid. Continuing care retirement communities offer a range of services, allowing residents to transition from independent living to nursing care as their health needs change, with costs varying based on the level of care required.
Nursing Homes
Nursing homes provide the highest level of care for older adults, offering assistance with daily activities, meals, medical services, and specialized care for conditions like Alzheimer’s. Some also provide rehabilitation services. Medicaid may cover costs but requires individuals to use their own financial resources first. Choosing the right facility can be overwhelming, so using a certified referral and placement service, such as those recognized by the National Placement Referral Alliance, can help. Professional move management companies, certified by the National Association of Senior Move Managers, can also assist in finding suitable housing and care options.
Other Options
Another option is shared housing where two or more unrelated people are sharing a home. An older person may seek to find and become a roommate or where multiple residents can rent private bedrooms and share common areas. Independent living communities cater to healthy older people who want to live among their peers. Many offer homemaker and housekeeping services. They may not be any actual assistance with activities of daily living, however. If you’re in New Jersey, call us for important resources on housing needs.
